What are the consequences if I do not keep up with repayments?
If you miss a repayment, we can deduct the missed payment and interest from your other accounts with us.
Are there any features of the agreement which may operate in a manner which may adversely affect me?
What checks do you need to do for me to get a personal loan with Santander?
In the very worst case your debt may be secured against your house or your debt may be transferred to a debt management company.
To avoid getting into this situation, please contact us if you are having difficulties in making your repayments.
We have other borrowing options, such as overdrafts, credit cards, and additional loans for our existing mortgage customers.
Learn more about our borrowing options Fixed repayments for the life of your loan Your loan repayment will be taken each month by Direct Debit on a day specified by you between the 1st and 28th of the month.